Disclaimers & Privacy Policy
Information on This Site
Information on this site is for informational and educational purposes only. It is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. Information provided by Lowrie Financial Inc. and other sources on this website is believed to be accurate and reliable when placed on this site. Still, we can not guarantee it is always accurate, complete or current.
Lowrie Financial Inc. is not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. If you are concerned about any issue raised by the material on this site, then you should seek professional advice on your own.
Steve Lowrie is a portfolio manager at Aligned Capital Partners Inc. (“ACPI”). The opinions expressed on this site are those of Steve Lowrie and not necessarily those of ACPI. ACPI is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”). Investment services are provided through ACPI or Lowrie Investments, an approved trade name of ACPI. Only investment-related products and services are offered through ACPI/Lowrie Investments and are covered by the CIPF.
Links on This Site
Links to other websites are inserted for convenience only and do not constitute endorsement of material on those sites or any associated organization, product or service. Lowrie Financial does not warranty the accuracy, currency or completeness of material contained in other linked websites. Such material does not necessarily reflect the views of Lowrie Financial Inc.
Intellectual Property
The products, technology, and/or processes described on this site may be subject to intellectual property rights reserved by Lowrie Financial Inc. or other third parties. Nothing contained herein shall be construed as conferring to you in any manner, whether by implication, estoppel or otherwise, any license, title or ownership of or to any intellectual property right of Lowrie Financial Inc. or any third party.
Privacy Policy
Our Commitment to Privacy
Your privacy is important to us. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make regarding how your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
The Information We Collect
This notice applies to all information collected or submitted on the website. On some pages, you can make requests and register to receive materials.
What Personal Data We Collect and Why We Collect It
This Privacy Policy applies to Lowrie Financial Inc. and sets out our policy on the gathering and use of information on this site and our other sites (collectively “Sites”). Lowrie Financial Inc. is committed to providing safe websites for visitors of all ages and has implemented this Policy to demonstrate our firm commitment to your privacy. Lowrie Financial Inc. complies with Canadian Federal and Provincial privacy laws and regulations, including the Personal Information and Electronic Documents Act.
There may be links from our Sites to other websites; note that this Privacy Policy applies only to our Sites and not to websites of other companies or organizations to which our Sites may be linked. You must check on any linked sites for the privacy policy that applies to that site and/or make any necessary inquiries regarding that privacy policy with the operator of the linked site. These links to third-party websites are provided for convenience and informational purposes only. Lowrie Financial Inc. does not endorse and is not responsible for these linked websites.
Although you are not required to register to access our Sites, you may be asked to provide us with personal information when you visit certain sections of our Sites. Your use of our Sites signifies your acknowledgement and consent to our Privacy Policy. If you disagree with this Privacy Policy, please do not continue using our Sites. Your continued use of the Sites signifies your acceptance of these terms and any changes in effect at the time of use.
Collection of Personal Information
Personal information about you identifies you as an individual, such as your name, address, e-mail address, or telephone number. We collect information you voluntarily provide us through responses to surveys, search functions, questionnaires, feedback, forms, and the like.
Embedded Content from Other Websites
Articles on this site may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves exactly as if the visitor had visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
How Does Lowrie Financial Inc. Use Information Gathered About Online Visitors?
We use the information you provide about yourself when placing an order to complete that request for information. We do not share this information with outside parties except to the extent necessary to complete that process.
We use return email addresses to answer the emails we receive. Such addresses are not used for any other purpose and are not shared with outside parties.
You can register on our website to receive our newsletter and updates on our new products and services.
We use non-identifying and aggregate information to better design our website but we do not disclose anything that could be used to identify those individuals.
Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you with an opportunity to opt-out or otherwise prohibit such unrelated uses.
Disclosure of Information
Lowrie Financial Inc. will not disclose personal information that you provide on its Sites to any third parties other than to a Lowrie Financial Inc. agent except: i) in accordance with the terms of this Privacy Policy, or ii) to comply with legal requirements such as a law, regulation, warrant, subpoena or court order, and/or iii) if you are reporting an adverse event/side effect, in which case Lowrie Financial Inc. may be required to disclose such information to bodies such as, but not limited to, Canadian and/or international regulatory authorities. Please note that any of these disclosures may involve the storage or processing of personal information outside of Canada and may, therefore, be subject to different privacy laws than those applicable in Canada, including laws that require the disclosure of personal information to governmental authorities under circumstances that are different than those that apply in Canada.
Our Commitment to Security
We have implemented physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect online. Lowrie Financial Inc. applies security safeguards appropriate to the sensitivity of the information, such as retaining information in secure facilities and making personal information accessible only to authorized employees on a need-to-know basis.
Policy Change
If we alter our Privacy Policy, any changes will be posted on this page of our Site so that you are always informed of the information we collect about you, how we use it and the circumstances under which we may disclose it.
Contact information
If you have any questions regarding this privacy policy, please contact us.