Steve's Investing Insights

mid year observations 2022 financial markets lowrie financial blog header

Mid-Year Observations – 2022: The Impact of World Events on Investments

There is no denying that this year – 2022 – has been a roller coaster for investors. With the geopolitical climate impacting markets, interest rates rising, unexpected high inflation and a possible recession looming… there is a lot to navigate.

It’s mid-2022 and a perfect time to revisit what’s happened so far and how best to cope with the intimidating financial markets.

Let’s start with the big action items that have impacted the markets in 2022…

Read More »
financial media diet blog Lowrie Financial

Time to Go on a Financial Media Diet

Stock and bond markets plummeting in tandem, the war in the Ukraine, rises in interest rates, threats of a looming recession … You’re probably already well aware of the volume of news wearing us down. As I wrote to my clients, “the financial press has gone on a feeding frenzy in response, serving up heaping helpings of negativity upon negativity.” On many fronts, times are indeed disheartening, and we’re as worn out as you are by the weight of the world. That said, there are already way too many outlets cramming worst-case scenarios down our throats and crushing investment resolve. To offset a bitter pill overdose, following are a few more nutritious news sources to reinforce why we remain confident that capital markets will continue to prevail over time, and that long-term investors should just stick to their plan.

Read More »
six ways recession resembles a bad mood lowrie financial blog

Six Ways a Recession Resembles a Bad Mood

There’s been a lot of talk about recessions lately: Whether one is near, far, or perhaps already here. Whether we can or should try to avoid it. What it even means to be in a recession, and how it’s related to current market turmoil.

To put market and recessionary concerns in perspective, it might help to describe six ways a recession resembles a bad mood. There are some intriguing similarities!

Read More »
what should i do with my tax refund lowrie financial

What Should I Do with My Tax Refund?

This time of year, I find that one of the most common questions my clients pose is what they should do with their tax refunds. With so many tempting options like finally taking that long-awaited vacation or taking on some home renovations that are long overdue, it may be difficult to stick to focusing on your long-term financial goals.

So, given the push/pull of the economy and your well-deserved desire to enjoy the tax refund windfall today, how can you achieve some balance? And what’s the best way to use your tax refund to keep you on-track for the future?

A few tips from the Globe and Mail’s article echo some of the advice you may have read here at Lowrie Financial’s blog in “What to Do with Excess Cash?”. These tax refund tips might be helpful to assist you in achieving that balance:

Read More »
Financial Planning for Business Owners: Tax Planning Strategies for Personal and Small Business Investments

Financial Planning for Business Owners: Tax Planning Strategies for Personal and Small Business Investments

Tax-efficient investing for corporate and taxable assets – how to keep more of the investment income you earn.

There are plenty of perks to being your own boss, including the ability to build up tangible assets to invest in your personal portfolio, your corporate accounts, or both.

But if you are a small- to mid-sized Canada-controlled private corporation (CCPC) owner, how do you know if you’re managing your personal and corporation investments as tax-efficiently as possible? Let’s take a look at that today.

Read More »
Investing Fads Lowrie Financial April 2022 blog header

Investment Fads and Other Destructive Behaviours

Chasing Investment Performance Results in Far More Losers than Winners

Would you like to improve your investment game?

Counterintuitively, you don’t necessarily need to master more fancy moves; it may be a more powerful play to simply reduce your biggest investment mistakes. It’s those false moves that usually cost you the most gained ground.

Read More »