Steve's Investing Insights

Before you Decide: Who Should Be Your Executor?
Choosing an executor means more than naming someone you trust. Consider the time involved, the potential personal liability, and whether the person has the temperament and support to handle the responsibility.

Before you Decide: Should I Own Individual Stocks?
Owning individual stocks can be rewarding, but it also introduces risks that a diversified portfolio can largely avoid. Before putting too much of your wealth into a small number of companies, there are a few important questions worth asking.

Before You Decide: How Do You Know If You Made a Good Financial Decision?
A good financial decision can produce a poor result, while a poorly reasoned decision can make money. Learn how outcome bias affects investors and why the quality of your process matters more than any single outcome.

Why Does the Stock Market Rise When the News Looks Bad?
Short answer: stock prices reflect what investors expect to happen in the future, not what the headlines are reporting today. Markets rise when outcomes turn out

The Problem with Alternative Investments
Alternative investments are often marketed as sophisticated, stable, and higher returning. In reality, they are complex, illiquid, and difficult to evaluate. Here is why most investors should avoid them.

Should You Invest in Gold?
Should You Invest in Gold? For most investors, no. Gold does not produce income, has delivered inconsistent long-term returns, and is not a reliable hedge
